5 Money Saving Hints for Women – Marianne Williamson
And, these money saving hints are peppered with inspirational quotations from Marianne Williamson – one of my most favorite strong successful women in history!
“Our deepest fear is not that we are inadequate,” said Williamson. “Our deepest fear is that we are powerful beyond measure. It is our Light, not our Darkness, that most frightens us.”
You are a powerful woman. You can become financially independent. Don’t let your anxieties or fears hold you back – most of them are groundless! If you struggle with debt and money problems, read On My Own Two Feet: A Modern Girl’s Guide to Personal Finance.
And, here are my five hints for women and money…
5 Money Saving Hints for Women – Marianne Williamson
1. Activate two money saving hints a month. There are smart ways to save money everywhere – the internet, budget books, your rich old aunt, on placemats at funky restaurants. Don’t try to implement every money hint you find; instead pick two a month. Focus on making those two money saving tips a habit. In a month or six weeks, find two more money saving hints to work on. This way, you’re not overwhelmed with a million ways to save money – and you’re steadily progressing towards your goal of financial independence.
2. Pay twice – it teaches you how much money you can save! Here’s a great hint for women who want to be financially independent, from a blog about money from the BHM Financial Group: “Every time you buy a cup of coffee, lunch, or a newspaper, magazine, DVD or other entertainment material, put the same amount of money into an account intended for saving or bill payments,” writes Cassandra in Better Attitude, Bigger Income. “See how much money you’ve saved at the end of the month. Now you know how much money you spent (but could’ve saved) this month. This money saving hint will also show you how much those items really cost, since most of us only take home about one-half what we earn. So, buying that $5 DVD is really costing you $10, that coffee is really about $7.50, and going to the movies? Whoa . . . but, you get the picture.”
3. Turn price tags into hours worked. This is a brilliant hint for saving money for women, from the founder of Mint.com: “So you don’t really need another pair of jeans, but you eyed one that costs just $40,” says Aaron Patzer. “Inexpensive, right? That depends on how you think of it, Patzer said. Say you earn $7 an hour at your part-time job (not uncommon for high school or college students who work after school and on the weekends). You’d need to work almost 6 hours to pay for those jeans. If you work 10 hours a week, that’s 60% of your work time. Think of it this way, and that pair of jeans doesn’t look that cheap, after all.” Make it a habit to look at the things you want in terms of how long it takes to earn them.
4. Combine money saving hints with your personality traits. Pay attention to your likes and dislikes, characteristics, and lifestyle. What’s your money personality – what are your money beliefs? Are you a saver or a spender? Do you associate with people who have good financial habits, or are you always on a spending spree with friends? To save money and get rid of the debt that holds you back, you need to “ride the horse in the direction its going” – which means not trying to change who you are. Instead, find ways to fit these money saving hints into your lifestyle and personality.
If you wonder if your personality is “good enough”, remember Marianne Williamson’s words: “We ask ourselves, who am I to be brilliant, gorgeous, talented, fabulous? Actually, who are you NOT to be? You are a child of God. Your playing small does not serve the world. There is nothing enlightening about shrinking so that other people won’t feel unsure around you.”
5. Find meaning in experiences, not stuff. “Joy is what happens to us when we allow ourselves to recognize how good things really are,” said Marianne Williamson. I don’t think she’s talking about shoes, clothes, or other material possessions! Sure, I know how fun it can be to buy new things – I’m not a shopper, but I’ve experienced that “shopper’s high.” But, I also know that spending money isn’t the only way to feel good. In fact, spending money may one of the least satisfactory ways to be happy because it requires a constant outflow of money. If you’re an emotional spender (you shop to avoid stress or sadness), then you might think about finding meaning in your life without spending money. This won’t just help you become a financially independent woman, it’ll help you get emotionally healthy!
And, solving your money problems will help you let your light shine…
“As we let our own Light shine, we unconsciously give other people permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.” ~ Marianne Williamson.
Do you wonder if you can stand on your own two feet? Read 5 Signs of a Financially Independent Woman – Suze Orman.
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