http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/how-do-i-raise-my-credit-score-with-credit-cards-mortgage-loans/ Where inspirational quotations meet practical life tips, and live happily ever after. Fri, 19 Mar 2010 00:11:46 +0000 http://wordpress.org/?v=2.9.2 hourly 1 http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/how-do-i-raise-my-credit-score-with-credit-cards-mortgage-loans/comment-page-1/#comment-7696 Credit Card Chaser Sat, 21 Nov 2009 22:21:25 +0000 http://theadventurouswriter.com/blog/?p=879#comment-7696 Actually its a fact that canceling your credit card will decrease your credit score because it takes time off of your length of credit history and it also decreases your available credit which hurts all of your credit utilization ratios. That is fact. Actually its a fact that canceling your credit card will decrease your credit score because it takes time off of your length of credit history and it also decreases your available credit which hurts all of your credit utilization ratios. That is fact.

]]> http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/how-do-i-raise-my-credit-score-with-credit-cards-mortgage-loans/comment-page-1/#comment-7692 Laurie Pawlik-Kienlen Sat, 21 Nov 2009 17:31:53 +0000 http://theadventurouswriter.com/blog/?p=879#comment-7692 I think having a credit card in and of itself (or canceling your credit card) doesn't do much to increase or decrease your credit scores. I think it's how you use your credit card -- your money limit, your spending habits, and most importantly if you pay off your credit card monthly or regularly -- that affects your credit report. I think having a credit card in and of itself (or canceling your credit card) doesn’t do much to increase or decrease your credit scores. I think it’s how you use your credit card — your money limit, your spending habits, and most importantly if you pay off your credit card monthly or regularly — that affects your credit report.

]]> http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/how-do-i-raise-my-credit-score-with-credit-cards-mortgage-loans/comment-page-1/#comment-7682 Credit Card Chaser Sat, 21 Nov 2009 07:59:54 +0000 http://theadventurouswriter.com/blog/?p=879#comment-7682 It is quite the misconception that canceling a credit card will increase a credit score when the reality is just the opposite. It is quite the misconception that canceling a credit card will increase a credit score when the reality is just the opposite.

]]> http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/how-do-i-raise-my-credit-score-with-credit-cards-mortgage-loans/comment-page-1/#comment-7546 payday loans Tue, 10 Nov 2009 20:00:01 +0000 http://theadventurouswriter.com/blog/?p=879#comment-7546 I found your blog on google and read a few of your other posts. Keep up the good work. Look forward to read more from you in the future. If interested in link exchange please contact me. I found your blog on google and read a few of your other posts. Keep up the good work. Look forward to read more from you in the future. If interested in link exchange please contact me.

]]> http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/how-do-i-raise-my-credit-score-with-credit-cards-mortgage-loans/comment-page-1/#comment-7510 Christine Fri, 06 Nov 2009 12:38:33 +0000 http://theadventurouswriter.com/blog/?p=879#comment-7510 I don't know much about raising credit scores, but this helped. Thanks! I don’t know much about raising credit scores, but this helped. Thanks!

]]> http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/how-do-i-raise-my-credit-score-with-credit-cards-mortgage-loans/comment-page-1/#comment-7493 Laurie Pawlik-Kienlen Wed, 04 Nov 2009 23:57:04 +0000 http://theadventurouswriter.com/blog/?p=879#comment-7493 Thanks for answering the question about how lenders can affect credit scores -- I appreciate your clarification! Thanks for answering the question about how lenders can affect credit scores — I appreciate your clarification!

]]> http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/how-do-i-raise-my-credit-score-with-credit-cards-mortgage-loans/comment-page-1/#comment-7488 Mark Cappel Wed, 04 Nov 2009 18:29:10 +0000 http://theadventurouswriter.com/blog/?p=879#comment-7488 The lender controls what it reports to the credit bureaus. The lender is not in the business of giving borrowers negative marks on their credit score. Call the lender if you cannot keep up with your payments and try to negotiate a payment plan that you and the lender can agree to. If you can reach an agreement -- and in the present economy we are seeing many lenders who are more willing than ever to negotiate -- then you will avoid default and will maintain a good payment history and resulting good credit score. The lender controls what it reports to the credit bureaus. The lender is not in the business of giving borrowers negative marks on their credit score. Call the lender if you cannot keep up with your payments and try to negotiate a payment plan that you and the lender can agree to. If you can reach an agreement — and in the present economy we are seeing many lenders who are more willing than ever to negotiate — then you will avoid default and will maintain a good payment history and resulting good credit score.

]]> http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/how-do-i-raise-my-credit-score-with-credit-cards-mortgage-loans/comment-page-1/#comment-7482 bad credit fix repair Wed, 04 Nov 2009 08:04:54 +0000 http://theadventurouswriter.com/blog/?p=879#comment-7482 I don't think that calling the lenders will help in improving the credit score, please elaborate this point, as acc. to me it doesn't affect any statistics which are crucial for credit score. Anyway, I'm not an expert, you can tell better. I don’t think that calling the lenders will help in improving the credit score, please elaborate this point, as acc. to me it doesn’t affect any statistics which are crucial for credit score. Anyway, I’m not an expert, you can tell better.

]]> http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/how-do-i-raise-my-credit-score-with-credit-cards-mortgage-loans/comment-page-1/#comment-3812 Laurie Pawlik-Kienlen Mon, 13 Apr 2009 17:25:28 +0000 http://theadventurouswriter.com/blog/?p=879#comment-3812 Your appearance affects whether you'll get a loan - even when your credit score is readily available! Research from Rice University shows that if you look trustworthy, you're more likely to "enjoy" various types of money loans. And, if you look untrustworthy, then you may have to pay interest as high as 2 percent more to have the same chance of getting a loan as a trustworthy-looking person. Your appearance affects whether you’ll get a loan – even when your credit score is readily available! Research from Rice University shows that if you look trustworthy, you’re more likely to “enjoy” various types of money loans. And, if you look untrustworthy, then you may have to pay interest as high as 2 percent more to have the same chance of getting a loan as a trustworthy-looking person.

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