Tips for Reducing Financial Debt
Can’t Pay the Bills? How to Combine All Debt Into One Monthly Payment
“Debt consolidation” is just a fancy way of saying “combine all your debts into one big debt or monthly payment.” If you can’t pay your bills, consolidating your debt may be the easiest way out from under that stack of credit card bills, medical care costs, mortgage payments, and so on.
“Debt is a serious problem [...]
9Mar2010 | Laurie Pawlik-Kienlen | 2 comments | Continued
Overcome Financial Stress – 6 Surprising Tips for Managing Money Problems
If you’re dealing with debt or a financial crisis, you need to reduce your stress level before you can effectively manage your money problems. These are effective, expert-endorsed tips for lowering your financial stress level – which will help you solve your money woes!
Before the tips, a quip:
“Only when the last tree has died and the last river been [...]
26Feb2010 | Laurie Pawlik-Kienlen | 5 comments | Continued
Getting a Payday Loan? How to Avoid Borrowing a Paycheck Advance
Money problems can make people consider getting payday loans, or borrowing a paycheck advance. Payday loans are small, short-term loans with high interest rates, which makes them a bad idea; here are eight ways to avoid borrowing a paycheck advance.
“When many people get into a financial bind, they go to a payday lending store and [...]
23Sep2009 | Laurie Pawlik-Kienlen | 11 comments | Continued
7 Tips for Refinancing a Home Mortgage Loan
These tips for refinancing a home mortgage loan include information about credit scores, monthly budgets, and the benefits of paying off your mortgage early.
“With mortgage rates still in the low 5-percent range, it is a great time to refinance a home,” says Ethan Ewing, president of Bills.com. “By following these suggestions, homebuyers can be well [...]
9 Ways to Achieve Financial Goals for Couples – Save Money at Home
Saving money at home is a great way for couples to achieve financial goals, and these nine money saving tips will help! Whether you want to pay off debt, save money to buy a house, put money towards your kids’ college tuition, or ensure you have enough money for retirement – these money tips work.
Before the tips, a [...]
6 Ways to Avoid Major Student Loan Debt for College Students
If you’re a college student with a student loan, you may be facing huge amounts of debt by the time you graduate! These six ways to avoid major student loan debt are from Ethan Ewing, president of Bills.com.
Before the tips, a quip:
“The roots of education are bitter, but the fruit is sweet.” ~ Aristotle
The roots [...]
Manage Medical Debt – 5 Ways to Pay Health Care Costs
Are you drowning in debt because of medical bills? Here are five ways to manage medical debt and pay your health care costs, from financial planning enthusiast and writer Clark Chambers.
“In the ongoing recession, many Americans are struggling to pay their bills and mortgage,” says Chambers. “Expensive medical bills go unpaid because they take a backseat to [...]
22Jul2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
6 Ways to Help Loved Ones Who Are Struggling Financially
How do you help friends or family members who are struggling financially? You can’t support them, pay their bills, find work for them, or solve their money problems. Check out these suggestions – you might find a tip or two that works!
Before the tips, a quip:
“Money lent to a friend must be recovered from an [...]
17Jul2009 | Laurie Pawlik-Kienlen | 7 comments | Continued
Overcoming Financial Ruin – 4 Ways to Succeed After Bankruptcy
Financial bankruptcy doesn’t have to destroy your goal of financial security or even financial abundance! These four ways to overcome financial ruin are from prosperity advisor and author Paula Langguth Ryan; her tips will set you on the road to recovery and help you achieve your financial goals.
“Bankruptcy is designed to give people a fresh start,” Ryan says. “If [...]
15Jul2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
Help Figuring Out Your Finances for Widows
These three tips and five common money “personalities” for widows will help you figure you your finances….
Here’s what money expert Pam Stearns says about money issues after your husband dies:
“Some women feel they’re not ’smart enough’ to understand financial issues. They’ve never known a woman who handled money nor had a female mentor who was financially literate. All of their [...]
8Jul2009 | Laurie Pawlik-Kienlen | 2 comments | Continued
