Money Management Tips
How to Repair a Bad Credit Rating After Paying Credit Card Debt
If you’re debt free thanks to good financial planning (such as debt consolidation), you may now wonder how to repair your credit report. These tips for repairing a bad credit rating are based on a question from a reader who worked with a credit counseling service to pay off her debt…
“Four years ago I turned all [...]
15Mar2010 | Laurie Pawlik-Kienlen | 0 comments | Continued
Can’t Pay the Bills? How to Combine All Debt Into One Monthly Payment
“Debt consolidation” is just a fancy way of saying “combine all your debts into one big debt or monthly payment.” If you can’t pay your bills, consolidating your debt may be the easiest way out from under that stack of credit card bills, medical care costs, mortgage payments, and so on.
“Debt is a serious problem [...]
9Mar2010 | Laurie Pawlik-Kienlen | 2 comments | Continued
6 Ways to Increase Your Money IQ and Attract Financial Abundance
The more you know about personal finance (your money IQ), the greater your chances of attracting financial abundance into your life! Here are six practical ways to learn more about money so you can create wealth in your life…
“Women will always be dependant until she holds a purse of her own.” ~ Elizabeth Cady Stanton.
Whether [...]
Overcome Financial Stress – 6 Surprising Tips for Managing Money Problems
If you’re dealing with debt or a financial crisis, you need to reduce your stress level before you can effectively manage your money problems. These are effective, expert-endorsed tips for lowering your financial stress level – which will help you solve your money woes!
Before the tips, a quip:
“Only when the last tree has died and the last river been [...]
26Feb2010 | Laurie Pawlik-Kienlen | 5 comments | Continued
6 Tips for Helping Your Spouse Through Financial Difficulties
Credit card debt, steep mortgage loans, and large medical bills are financial difficulties that cause stress for married and common-law couples. These tips for helping your spouse through money problems can help strengthen your marriage – even in the worst of times.
Surprisingly, an overly supportive husband or wife can have a detrimental effect on a [...]
2Feb2010 | Laurie Pawlik-Kienlen | 3 comments | Continued
5 Financial Goals Couples Should Never Set
If you want to achieve your financial goals as a couple, you need to set the right goals for spending and saving money! These tips are from “The Money Couple”, who describe what spouses should not do when they’re thinking about creating wealth for the future.
Before the tips, a quip:
“I have enough money to last me the rest of my [...]
5Jan2010 | Laurie Pawlik-Kienlen | 1 comment | Continued
How Your Personality Affects Saving and Spending Habits
Your personality affects how you think about money — especially your saving and spending habits! These money tips go beyond being a “saver” or a “spender” – it’s about knowing how your personality and childhood affects your ability to invest money, save money, spend money, and create financial abundance.
Below are are a few questions to get you thinking about your money [...]
How to Save More Money – 5 Easy Tips for Creating Wealth
I’ve tried all the following ways to save money, and I know they work because we’ll be debt free and paying off our home mortgage in a couple of months! These tips for creating wealth are easy, effective, and virtually painless – especially when you get into the simple habit of spending less money.
Before the [...]
How to Spend Less at Christmas – Money Tips for Couples
Spending less money at Christmas is possible with these tips from “The Money Couple” themselves! The holiday season doesn’t have to bring heavy credit card bills or financial stress – that’s no way to start the New Year.
Before their tips, a quip:
“What’s Christmas time to you but a time for paying bills without money; a [...]
19Nov2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
Getting a Payday Loan? How to Avoid Borrowing a Paycheck Advance
Money problems can make people consider getting payday loans, or borrowing a paycheck advance. Payday loans are small, short-term loans with high interest rates, which makes them a bad idea; here are eight ways to avoid borrowing a paycheck advance.
“When many people get into a financial bind, they go to a payday lending store and [...]
23Sep2009 | Laurie Pawlik-Kienlen | 11 comments | Continued
