Money Loan Tips
How to Repair a Bad Credit Rating After Paying Credit Card Debt
If you’re debt free thanks to good financial planning (such as debt consolidation), you may now wonder how to repair your credit report. These tips for repairing a bad credit rating are based on a question from a reader who worked with a credit counseling service to pay off her debt…
“Four years ago I turned all [...]
15Mar2010 | Laurie Pawlik-Kienlen | 0 comments | Continued
Can’t Pay the Bills? How to Combine All Debt Into One Monthly Payment
“Debt consolidation” is just a fancy way of saying “combine all your debts into one big debt or monthly payment.” If you can’t pay your bills, consolidating your debt may be the easiest way out from under that stack of credit card bills, medical care costs, mortgage payments, and so on.
“Debt is a serious problem [...]
9Mar2010 | Laurie Pawlik-Kienlen | 2 comments | Continued
How to Lend Your Adult Children Money – 6 Money Tips for Parents
Does your adult child need to borrow money? These six money tips will help parents decide if and how to lend money to grown kids, what to expect in terms of repayment, and how to avoid financial miscommunications and conflict.
”Every parent knows that our care and concern for our children doesn’t stop when they hit adulthood,” [...]
2Mar2010 | Laurie Pawlik-Kienlen | 2 comments | Continued
Before You Sell Your House at a Loss – Conducting a Short Sale
If you’re a homeowner who has to sell your house at a loss (a short sale), you need to protect yourself with this information! These tips about short sales are from Ethan Ewing, president of Bills.com.
“Many home owners are putting off a sale until prices recover. But some owners must sell at a loss,” says Ewing. “Selling [...]
28Oct2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
8 Financial Tips for the First Time Home Buyer – Credit Reports and Mortgage Loans
If you’re buying a home for the first time, you need these tips about credit reports, home mortgage loans, interest rates, finances and the cost of home ownership. First time home buyers are in an exciting stage of life, but they also have to have their wits about them…
“Home ownership remains a good investment and a big part of [...]
21Oct2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
Getting a Payday Loan? How to Avoid Borrowing a Paycheck Advance
Money problems can make people consider getting payday loans, or borrowing a paycheck advance. Payday loans are small, short-term loans with high interest rates, which makes them a bad idea; here are eight ways to avoid borrowing a paycheck advance.
“When many people get into a financial bind, they go to a payday lending store and [...]
23Sep2009 | Laurie Pawlik-Kienlen | 11 comments | Continued
7 Tips for Refinancing a Home Mortgage Loan
These tips for refinancing a home mortgage loan include information about credit scores, monthly budgets, and the benefits of paying off your mortgage early.
“With mortgage rates still in the low 5-percent range, it is a great time to refinance a home,” says Ethan Ewing, president of Bills.com. “By following these suggestions, homebuyers can be well [...]
Buying a New House? 10 Tips for First Time Homebuyers
If you’re buying a new house or condo for the first time, make sure you have the right information! These ten tips for first time homebuyers will help you figure out mortgage rates, interest payments, credit scores, financial budgets, and insurance costs…
Before the tips, a quip:
“One only needs two tools in life,” said G.M. Weilacher. “WD-40 to make things go, and duct [...]
7Jul2009 | Laurie Pawlik-Kienlen | 7 comments | Continued
Simple 401K Tips – Withdrawing Funds and Paying Taxes
These simple 401K tips focus on withdrawing funds, taking loans, and paying taxes on your 401K after you retire (or before you retire!). Financial planner Rick Rodgers cautions investors to think twice before breaking into established 401K plans…
Before his 401K tips, a quip:
“When a man retires and time is no longer a matter of urgent importance, [...]
4Jul2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
How Good Debt Helps You Achieve Your Financial Goals
Knowing what good debt is, how to get into good debt, and how to manage various aspects of good debt will help you invest wisely, save money, and pay off your bad debt. To achieve your financial goals, you need to get into good debt and avoid bad debt – which is what financial expert Charles Sizemore explains here.
“Debt is not inherently [...]
28Jun2009 | Laurie Pawlik-Kienlen | 6 comments | Continued
