Debt Management Tips
How to Repair a Bad Credit Rating After Paying Credit Card Debt
If you’re debt free thanks to good financial planning (such as debt consolidation), you may now wonder how to repair your credit report. These tips for repairing a bad credit rating are based on a question from a reader who worked with a credit counseling service to pay off her debt…
“Four years ago I turned all [...]
15Mar2010 | Laurie Pawlik-Kienlen | 0 comments | Continued
Can’t Pay the Bills? How to Combine All Debt Into One Monthly Payment
“Debt consolidation” is just a fancy way of saying “combine all your debts into one big debt or monthly payment.” If you can’t pay your bills, consolidating your debt may be the easiest way out from under that stack of credit card bills, medical care costs, mortgage payments, and so on.
“Debt is a serious problem [...]
9Mar2010 | Laurie Pawlik-Kienlen | 2 comments | Continued
Overcome Financial Stress – 6 Surprising Tips for Managing Money Problems
If you’re dealing with debt or a financial crisis, you need to reduce your stress level before you can effectively manage your money problems. These are effective, expert-endorsed tips for lowering your financial stress level – which will help you solve your money woes!
Before the tips, a quip:
“Only when the last tree has died and the last river been [...]
26Feb2010 | Laurie Pawlik-Kienlen | 5 comments | Continued
6 Tips for Helping Your Spouse Through Financial Difficulties
Credit card debt, steep mortgage loans, and large medical bills are financial difficulties that cause stress for married and common-law couples. These tips for helping your spouse through money problems can help strengthen your marriage – even in the worst of times.
Surprisingly, an overly supportive husband or wife can have a detrimental effect on a [...]
2Feb2010 | Laurie Pawlik-Kienlen | 3 comments | Continued
Before You Sell Your House at a Loss – Conducting a Short Sale
If you’re a homeowner who has to sell your house at a loss (a short sale), you need to protect yourself with this information! These tips about short sales are from Ethan Ewing, president of Bills.com.
“Many home owners are putting off a sale until prices recover. But some owners must sell at a loss,” says Ewing. “Selling [...]
28Oct2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
Getting a Payday Loan? How to Avoid Borrowing a Paycheck Advance
Money problems can make people consider getting payday loans, or borrowing a paycheck advance. Payday loans are small, short-term loans with high interest rates, which makes them a bad idea; here are eight ways to avoid borrowing a paycheck advance.
“When many people get into a financial bind, they go to a payday lending store and [...]
23Sep2009 | Laurie Pawlik-Kienlen | 11 comments | Continued
9 Ways to Achieve Financial Goals for Couples – Save Money at Home
Saving money at home is a great way for couples to achieve financial goals, and these nine money saving tips will help! Whether you want to pay off debt, save money to buy a house, put money towards your kids’ college tuition, or ensure you have enough money for retirement – these money tips work.
Before the tips, a [...]
6 Ways to Avoid Major Student Loan Debt for College Students
If you’re a college student with a student loan, you may be facing huge amounts of debt by the time you graduate! These six ways to avoid major student loan debt are from Ethan Ewing, president of Bills.com.
Before the tips, a quip:
“The roots of education are bitter, but the fruit is sweet.” ~ Aristotle
The roots [...]
5 More Tips for Saving Money on Medical Care Costs
This is the second half of a list of ways to save money on medical care, here on Quips and Tips for Achieving Your Goals. The first article is called “5 Tips for Saving Money on Medical Costs”; all the tips are from Ethan Ewing of Bills.com.
Before the tips, a quip:
“The only way to keep [...]
5Aug2009 | Laurie Pawlik-Kienlen | 1 comment | Continued
7 Types of Credit Card Fees – and How to Avoid Them
Don’t spend more money on credit card debt than you have to! Here are seven types of credit card fees and how to avoid them, from Ethan Ewing of Bills.com.
“Studies show that people spend more when paying with a credit card than with cash, so they are more likely to supersize their fast food order [...]
23Jul2009 | Laurie Pawlik-Kienlen | 9 comments | Continued
