Credit Score Tips
How to Repair a Bad Credit Rating After Paying Credit Card Debt
If you’re debt free thanks to good financial planning (such as debt consolidation), you may now wonder how to repair your credit report. These tips for repairing a bad credit rating are based on a question from a reader who worked with a credit counseling service to pay off her debt…
“Four years ago I turned all [...]
15Mar2010 | Laurie Pawlik-Kienlen | 0 comments | Continued
Can’t Pay the Bills? How to Combine All Debt Into One Monthly Payment
“Debt consolidation” is just a fancy way of saying “combine all your debts into one big debt or monthly payment.” If you can’t pay your bills, consolidating your debt may be the easiest way out from under that stack of credit card bills, medical care costs, mortgage payments, and so on.
“Debt is a serious problem [...]
9Mar2010 | Laurie Pawlik-Kienlen | 2 comments | Continued
8 Financial Tips for the First Time Home Buyer – Credit Reports and Mortgage Loans
If you’re buying a home for the first time, you need these tips about credit reports, home mortgage loans, interest rates, finances and the cost of home ownership. First time home buyers are in an exciting stage of life, but they also have to have their wits about them…
“Home ownership remains a good investment and a big part of [...]
21Oct2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
7 Tips for Refinancing a Home Mortgage Loan
These tips for refinancing a home mortgage loan include information about credit scores, monthly budgets, and the benefits of paying off your mortgage early.
“With mortgage rates still in the low 5-percent range, it is a great time to refinance a home,” says Ethan Ewing, president of Bills.com. “By following these suggestions, homebuyers can be well [...]
7 Types of Credit Card Fees – and How to Avoid Them
Don’t spend more money on credit card debt than you have to! Here are seven types of credit card fees and how to avoid them, from Ethan Ewing of Bills.com.
“Studies show that people spend more when paying with a credit card than with cash, so they are more likely to supersize their fast food order [...]
23Jul2009 | Laurie Pawlik-Kienlen | 9 comments | Continued
Overcoming Financial Ruin – 4 Ways to Succeed After Bankruptcy
Financial bankruptcy doesn’t have to destroy your goal of financial security or even financial abundance! These four ways to overcome financial ruin are from prosperity advisor and author Paula Langguth Ryan; her tips will set you on the road to recovery and help you achieve your financial goals.
“Bankruptcy is designed to give people a fresh start,” Ryan says. “If [...]
15Jul2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
Buying a New House? 10 Tips for First Time Homebuyers
If you’re buying a new house or condo for the first time, make sure you have the right information! These ten tips for first time homebuyers will help you figure out mortgage rates, interest payments, credit scores, financial budgets, and insurance costs…
Before the tips, a quip:
“One only needs two tools in life,” said G.M. Weilacher. “WD-40 to make things go, and duct [...]
7Jul2009 | Laurie Pawlik-Kienlen | 7 comments | Continued
4 Ways to Rebuild Financially After Bankruptcy
If you’ve survived a major financial loss, here are four ways to rebuild after bankruptcy or a money meltdown. You’re not alone if you’ve lost money – many of us are struggling to rebuild our savings or recoup investment losses! These financial tips are from prosperity advisor and author Paula Langguth Ryan.
“The most surprising thing [...]
6Jul2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
How to Fight a Bad Credit Score Report
Credit reports affect your financial goals and reputation – but if you have a bad credit score report, you can fight it! Here’s how….
“Your credit score not only affects your interest rates on a mortgage or auto loan, but credit reports also might be viewed by prospective landlords, employers and insurers,” says Ethan Ewing of Bills.com. “The credit [...]
29Jun2009 | Laurie Pawlik-Kienlen | 1 comment | Continued
Credit Card Tips – How to Fix Mistakes on Your Visa or MasterCard Bill
Were you charged for an item on your Visa or MasterCard that you didn’t purchase? Here are five credit card tips that will help you fix mistakes on your bill…
“Always review credit card statements carefully,” says Ethan Ewing, president of Bills.com. “Be sure you recognize every charge on a statement. Fraudulent activity on a credit card can [...]
19Jun2009 | Laurie Pawlik-Kienlen | 2 comments | Continued
