Credit Card Tips
How to Repair a Bad Credit Rating After Paying Credit Card Debt
If you’re debt free thanks to good financial planning (such as debt consolidation), you may now wonder how to repair your credit report. These tips for repairing a bad credit rating are based on a question from a reader who worked with a credit counseling service to pay off her debt…
“Four years ago I turned all [...]
15Mar2010 | Laurie Pawlik-Kienlen | 0 comments | Continued
Can’t Pay the Bills? How to Combine All Debt Into One Monthly Payment
“Debt consolidation” is just a fancy way of saying “combine all your debts into one big debt or monthly payment.” If you can’t pay your bills, consolidating your debt may be the easiest way out from under that stack of credit card bills, medical care costs, mortgage payments, and so on.
“Debt is a serious problem [...]
9Mar2010 | Laurie Pawlik-Kienlen | 2 comments | Continued
How to Save More Money – 5 Easy Tips for Creating Wealth
I’ve tried all the following ways to save money, and I know they work because we’ll be debt free and paying off our home mortgage in a couple of months! These tips for creating wealth are easy, effective, and virtually painless – especially when you get into the simple habit of spending less money.
Before the [...]
How to Save Christmas Money Before the Holiday Season
Even if you only have a month to save Christmas money, it’s not too late to budget for holiday season gifts! These tips for saving money range from redeeming credit card awards to buying holiday gifts in bulk.
“These savings, which amount to at least $750, are almost enough to pay for holiday shopping in its [...]
17Sep2009 | Laurie Pawlik-Kienlen | 8 comments | Continued
9 Ways to Achieve Financial Goals for Couples – Save Money at Home
Saving money at home is a great way for couples to achieve financial goals, and these nine money saving tips will help! Whether you want to pay off debt, save money to buy a house, put money towards your kids’ college tuition, or ensure you have enough money for retirement – these money tips work.
Before the tips, a [...]
7 Types of Credit Card Fees – and How to Avoid Them
Don’t spend more money on credit card debt than you have to! Here are seven types of credit card fees and how to avoid them, from Ethan Ewing of Bills.com.
“Studies show that people spend more when paying with a credit card than with cash, so they are more likely to supersize their fast food order [...]
23Jul2009 | Laurie Pawlik-Kienlen | 9 comments | Continued
Manage Medical Debt – 5 Ways to Pay Health Care Costs
Are you drowning in debt because of medical bills? Here are five ways to manage medical debt and pay your health care costs, from financial planning enthusiast and writer Clark Chambers.
“In the ongoing recession, many Americans are struggling to pay their bills and mortgage,” says Chambers. “Expensive medical bills go unpaid because they take a backseat to [...]
22Jul2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
Overcoming Financial Ruin – 4 Ways to Succeed After Bankruptcy
Financial bankruptcy doesn’t have to destroy your goal of financial security or even financial abundance! These four ways to overcome financial ruin are from prosperity advisor and author Paula Langguth Ryan; her tips will set you on the road to recovery and help you achieve your financial goals.
“Bankruptcy is designed to give people a fresh start,” Ryan says. “If [...]
15Jul2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
4 Ways to Rebuild Financially After Bankruptcy
If you’ve survived a major financial loss, here are four ways to rebuild after bankruptcy or a money meltdown. You’re not alone if you’ve lost money – many of us are struggling to rebuild our savings or recoup investment losses! These financial tips are from prosperity advisor and author Paula Langguth Ryan.
“The most surprising thing [...]
6Jul2009 | Laurie Pawlik-Kienlen | 0 comments | Continued
How to Fight a Bad Credit Score Report
Credit reports affect your financial goals and reputation – but if you have a bad credit score report, you can fight it! Here’s how….
“Your credit score not only affects your interest rates on a mortgage or auto loan, but credit reports also might be viewed by prospective landlords, employers and insurers,” says Ethan Ewing of Bills.com. “The credit [...]
29Jun2009 | Laurie Pawlik-Kienlen | 1 comment | Continued
