Budget Tips

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8 Ways to Save Money on Pet Care Costs – Pet Tips

If you own a cat, dog, or other animal, you know how fast pet care costs can add up – especially if your dog or cat is sick and you’re on a budget! These eight ways to save money on pet care costs will keep your dog or cat healthy and help you achieve your [...]

15Feb2010 | Laurie Pawlik-Kienlen | 3 comments | Continued
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Tips for Couples Staying at Youth Hostels in Europe

My husband and I are staying at the YoHo International Hostel in Salzburg, Austria; here are my tips for couples staying at youth hostels in Europe (a “what I wish I knew before we booked a room” article!).
Before the tips, a description of hostelling from YoHo itself:

“Hostelling describes a new style of independent and social-orientated way of travelling. [...]

6Oct2009 | Laurie Pawlik-Kienlen | 6 comments | Continued
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Getting a Payday Loan? How to Avoid Borrowing a Paycheck Advance

Money problems can make people consider getting payday loans, or borrowing a paycheck advance. Payday loans are small, short-term loans with high interest rates, which makes them a bad idea; here are eight ways to avoid borrowing a paycheck advance.

“When many people get into a financial bind, they go to a payday lending store and [...]

23Sep2009 | Laurie Pawlik-Kienlen | 11 comments | Continued
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How to Save Christmas Money Before the Holiday Season

Even if you only have a month to save Christmas money, it’s not too late to budget for holiday season gifts! These tips for saving money range from redeeming credit card awards to buying holiday gifts in bulk.

“These savings, which amount to at least $750, are almost enough to pay for holiday shopping in its [...]

17Sep2009 | Laurie Pawlik-Kienlen | 8 comments | Continued
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9 Ways to Achieve Financial Goals for Couples – Save Money at Home

Saving money at home is a great way for couples to achieve financial goals, and these nine money saving tips will help! Whether you want to pay off debt, save money to buy a house, put money towards your kids’ college tuition, or ensure you have enough money for retirement – these money tips work.
Before the tips, a [...]

31Aug2009 | Laurie Pawlik-Kienlen | 2 comments | Continued
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7 Ways to Save Money on Back to School Spending

These seven ways to reduce your back to school spending so you save money will not only help you achieve your financial goals, they’ll help your kids learn the value of a dollar!

“On average, according to the National Retail Federation, a family with children in kindergarten through 12th grade will spend about $549 preparing for [...]

26Aug2009 | Laurie Pawlik-Kienlen | 2 comments | Continued
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6 Ways to Avoid Major Student Loan Debt for College Students

If you’re a college student with a student loan, you may be facing huge amounts of debt by the time you graduate! These six ways to avoid major student loan debt are from Ethan Ewing, president of Bills.com.
Before the tips, a quip:

“The roots of education are bitter, but the fruit is sweet.”  ~ Aristotle
The roots [...]

19Aug2009 | Laurie Pawlik-Kienlen | 7 comments | Continued
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Money Articles – How to Save, Invest, and Earn More Money

This list of money articles includes everything from tips on saving money to earning more money, including a financial expert’s best ways to invest money. If you want to achieve your financial goals, this is a great place to start!
Before the money tips, a quip:

“The rule is not to talk about money with people who have [...]

12Aug2009 | Laurie Pawlik-Kienlen | 2 comments | Continued
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5 More Tips for Saving Money on Medical Care Costs

This is the second half of a list of ways to save money on medical care, here on Quips and Tips for Achieving Your Goals. The first article is called “5 Tips for Saving Money on Medical Costs”; all the tips are from Ethan Ewing of Bills.com.
Before the tips, a quip:

“The only way to keep [...]

5Aug2009 | Laurie Pawlik-Kienlen | 1 comment | Continued
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5 Tips for Saving Money on Medical Care

The only thing worse than being sick is spending money you don’t have on your health! Here are five tips for saving money on medical care costs, from one of my favorite financial experts: Ethan Ewing of Bills.com.
Before the tips, a quip:

“They claim red meat is bad for you…but I never saw a sick-looking tiger.”  [...]

5Aug2009 | Laurie Pawlik-Kienlen | 5 comments | Continued