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	<title>Comments on: Financially Bankrupt &#8211; Help for Filing for Personal Bankruptcy</title>
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	<link>http://theadventurouswriter.com/blog/help-for-when-youre-filing-for-personal-bankruptcy/</link>
	<description>Got goals? Need a push in the right direction? You&#039;ve come to the right place!</description>
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		<title>By: Laurie Pawlik-Kienlen</title>
		<link>http://theadventurouswriter.com/blog/help-for-when-youre-filing-for-personal-bankruptcy/comment-page-1/#comment-9444</link>
		<dc:creator>Laurie Pawlik-Kienlen</dc:creator>
		<pubDate>Fri, 16 Apr 2010 16:43:50 +0000</pubDate>
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		<description>Thanks for your comments! My sister filed personal bankruptcy, and it took eight years for her credit reports to start to look good again...</description>
		<content:encoded><![CDATA[<p>Thanks for your comments! My sister filed personal bankruptcy, and it took eight years for her credit reports to start to look good again&#8230;</p>
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		<title>By: Steve</title>
		<link>http://theadventurouswriter.com/blog/help-for-when-youre-filing-for-personal-bankruptcy/comment-page-1/#comment-9427</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Wed, 14 Apr 2010 18:16:28 +0000</pubDate>
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		<description>I totally agree with your 5th point about not going into bankruptcy alone. My advice is to get a seasoned professional on your side so there are no surprises and you can take advantage of all options out there.</description>
		<content:encoded><![CDATA[<p>I totally agree with your 5th point about not going into bankruptcy alone. My advice is to get a seasoned professional on your side so there are no surprises and you can take advantage of all options out there.</p>
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		<title>By: Credit Card Chaser</title>
		<link>http://theadventurouswriter.com/blog/help-for-when-youre-filing-for-personal-bankruptcy/comment-page-1/#comment-7697</link>
		<dc:creator>Credit Card Chaser</dc:creator>
		<pubDate>Sat, 21 Nov 2009 22:29:51 +0000</pubDate>
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		<description>@ Paula

Good points because it seems that there are many scams out there oriented around &quot;helping&quot; people get debt relief when in reality these counselors just charge high fees and then move on sometimes without doing much helping at all.</description>
		<content:encoded><![CDATA[<p>@ Paula</p>
<p>Good points because it seems that there are many scams out there oriented around &#8220;helping&#8221; people get debt relief when in reality these counselors just charge high fees and then move on sometimes without doing much helping at all.</p>
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		<title>By: Paula: Stop Bill Collector Harrassment</title>
		<link>http://theadventurouswriter.com/blog/help-for-when-youre-filing-for-personal-bankruptcy/comment-page-1/#comment-7318</link>
		<dc:creator>Paula: Stop Bill Collector Harrassment</dc:creator>
		<pubDate>Sun, 25 Oct 2009 23:33:08 +0000</pubDate>
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		<description>One suggestion that I&#039;d like to make is that consumers should become familiar with their rights before looking at counseling and other alternatives. The primary piece of Federal legislation that applies to bill collectors harassment is the Fair Debt Collection Practices Act. In addition, consumers should also become familiar with state laws as well. Ultimately, it doesn&#039;t have to be complex, but some careful reading and deliberation may be the best approach.</description>
		<content:encoded><![CDATA[<p>One suggestion that I&#8217;d like to make is that consumers should become familiar with their rights before looking at counseling and other alternatives. The primary piece of Federal legislation that applies to bill collectors harassment is the Fair Debt Collection Practices Act. In addition, consumers should also become familiar with state laws as well. Ultimately, it doesn&#8217;t have to be complex, but some careful reading and deliberation may be the best approach.</p>
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