Comments on: Debt Cures – 10 Ways to Pay Off Your Credit Cards Quickly

By: michael @ credit cards

michael @ credit cards — Mon, 18 Oct 2010 04:18:53 +0000

I believe too in budgeting your finances and expenses will never put us in trouble and able to save money instead. Other unnecessary stuffs may put on hold until the time I have enough money to buy it.

By: Irene

Irene — Sat, 20 Jun 2009 14:21:25 +0000

Laurie, I believe it is important to spend a small amount regularly so you don’t have a building up desire to spend. It might be best if it was a small % of your after bills-are-paid money. This works for me!

By: Rick

Rick — Sat, 20 Jun 2009 14:14:11 +0000

Another terrible temptation towards debt is the “need” to have something. When I young I was sold a vacuum by a door to door salesperson. He actually convinced me I needed it and that it was a long term investment. This even though I knew I wanted to save for a house. I still have the vacuum but I could have bought several for the price I ended up buying, including interest since I couldn’t afford it out right. Another time I bought a furniture set for my apartment because I thought I would buy a good one that will last for a long time. I had to finance it but, really, I didn’t need it and it was more than I could afford. And because I wasn’t settled down I ended up giving it away. Understanding needs verses wants is so important.

By: LauriePK

LauriePK — Fri, 10 Apr 2009 16:06:31 +0000

Making a budget is easy…but sticking to it is the problem!

Actually, my problem is NOT spending enough money. Seriously, I’m too frugal — I need to enjoy myself more, spend a little more. Need to make a budget for entertainment, so I get out more.

What’s a good amount of money to spend on entertainment each month? $100?

By: Bruce

Bruce — Fri, 10 Apr 2009 15:57:45 +0000

Budgeting is the key in my opinion. Keep a bit of your monthly supply for enjoying some things in life so you don’t feel so hard done by. Pay for this in cash so you have better control and no surprises on your credit card statement. Then use some of Laurie’s tips, especially the debt consolidation, and focus all your cash after paying your bills on getting out of debt as fast as you can.

By: Laurie PK

Laurie PK — Tue, 31 Mar 2009 15:18:46 +0000

It’s also important to look at why you’re in debt!

Research shows that people spend money because they don’t feel powerful…so finding other ways to feel powerful will help you stay out of debt. It’s not a great tips to help you get out of debt now, but it could help in the future…