Financial Loans & Interest Tips
How you get $10,000 cash depends on your assets and credit history. These tips on obtaining money start with a big asset, and end with generous family members… Here’s what Jason says: “My wife and I don’t want to refinance our home mortgage, but we need $10,000 cash to pay off credit card debt due [...]
Are you caught between a stepson borrowing money and a wife enabling him? These tips are inspired by a reader who lent his stepson money and can’t seem to get it back… “Help! I have a stepson who is 34 years old,” says Gerry on Should You Lend Money to Family Members? “Jack grew up [...]
If you’re like me – wondering if you should get a student loan if you can’t afford college – check out these five reasons to borrow money from the government or a bank (private loan). First, here’s an interesting way to get money for school – if you’re really, really opposed to getting a student [...]
It’s uncomfortable but usually better to say no when someone – your boyfriend, family member, coworker, dog – asks to borrow money from you. Here’s a question from a reader: “I’ve already lent my boyfriend almost $700 about 6 months ago,” says L. on one of my articles about loaning money to family members. “He hasn’t [...]
These signs will help you know if it’s smart to loan money to someone you’re close to – a friend, partner, family member, or coworker. I wrote this because a reader said… “People who do not lend money to friends are selfish, period,” says E. on Should You Lend Money to Family Members? Warnings and [...]
Sometimes paying off the mortgage early is a good idea, and sometimes your money is better spent elsewhere! Here are six questions to ask before committing yourself to being mortgage-free within the next couple of years …. “With consumer revolving debt balances declining nationwide and home values flat, some homeowners are considering paying off their [...]
If you’re debt free thanks to good financial planning (such as debt consolidation), you may now wonder how to repair your credit report. These tips for repairing a bad credit rating are based on a question from a reader who worked with a credit counseling service to pay off her debt… “Four years ago I turned [...]
Lending money to adult children isn’t necessarily a mistake – but it can be. These tips for parents will help with the decision of if and how much money to lend to grown kids, what to expect in terms of repayment, and how to avoid financial miscommunications and conflict. ”Every parent knows that our care and [...]
If you’re a homeowner who has to sell your house at a loss (a short sale), you need to protect yourself with this information! These tips about short sales are from Ethan Ewing, president of Bills.com. “Many home owners are putting off a sale until prices recover. But some owners must sell at a loss,” says Ewing. [...]
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