Financial Loans & Interest Tips

Should I Hide My Husband’s Money? He Keeps Giving It Away

Q: My husband is constantly lending money to his step daughter, I have tried to talk to him about it but he won’t hear a word against her. He paid for her wedding – over £17000 – I let it go because we reasoned that her husband worked so she wouldn’t need more money. Whenever […]

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7 Ways to Get $10,000 – From Refinancing a Mortgage to Asking Mom

How you get $10,000 cash depends on your assets and credit history. These tips on obtaining money start with a big asset, and end with generous family members… Here’s what Jason says: “My wife and I don’t want to refinance our home mortgage, but we need $10,000 cash to pay off credit card debt due […]

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When Your Stepson Won’t Repay the Money He Borrowed

When Your Stepson Won’t Repay the Money He Borrowed

Are you caught between a stepson borrowing money and a wife enabling him? These tips are inspired by a reader who lent his stepson money and can’t seem to get it back… “Help! I have a stepson who is 34 years old,” says Gerry on Should You Lend Money to Family Members? “Jack grew up […]

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5 Reasons to Get a Student Loan If You Can’t Afford College

If you’re like me – wondering if you should get a student loan if you can’t afford college – check out these five reasons to borrow money from the government or a bank (private loan). Wait a minute – I revised, rewrote, and reposted this article!  Now it’s here: College Students: 5 Reasons to Embrace […]

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How to Say No When Someone Asks to Borrow Money

It’s uncomfortable but usually better to say no when someone – your boyfriend, family member, coworker, dog – asks to borrow money from you. Here’s a question from a reader: “I’ve already lent my boyfriend almost $700 about 6 months ago,” says L. on one of my articles about loaning money to family members. “He hasn’t […]

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Signs It’s Not Smart to Loan Money to Someone You’re Close to

These signs will help you know if it’s smart to loan money to someone you’re close to – a friend, partner, family member, or coworker. I wrote this because a reader said… “People who do not lend money to friends are selfish, period,” says E. on Should You Lend Money to Family Members? Warnings and […]

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Is Paying Off the Mortgage Early A Good Idea? It Depends

Is Paying Off the Mortgage Early A Good Idea? It Depends

Sometimes paying off the mortgage early is a good idea, and sometimes your money is better spent elsewhere! Here are six questions to ask before committing yourself to being mortgage-free within the next couple of years …. “With consumer revolving debt balances declining nationwide and home values flat, some homeowners are considering paying off their […]

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How to Repair a Bad Credit Rating After Paying Credit Card Debt

How to Repair a Bad Credit Rating After Paying Credit Card Debt

If you’re debt free thanks to good financial planning (such as debt consolidation), you may now wonder how to repair your credit report. These tips for repairing a bad credit rating are based on a question from a reader who worked with a credit counseling service to pay off her debt… “Four years ago I turned […]

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Should You Lend Your Adult Child Money? Tips for Parents

Should You Lend Your Adult Child Money? Tips for Parents

Lending money to adult children isn’t necessarily a mistake – but it can be. These tips for parents will help with the decision of if and how much money to lend to grown kids, what to expect in terms of repayment, and how to avoid financial miscommunications and conflict. ”Every parent knows that our care and […]

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Before You Sell Your House at a Loss – Conducting a Short Sale

Before You Sell Your House at a Loss – Conducting a Short Sale

If you’re a homeowner who has to sell your house at a loss (a short sale), you need to protect yourself with this information! These tips about short sales are from Ethan Ewing, president of Bills.com. “Many home owners are putting off a sale until prices recover. But some owners must sell at a loss,” says Ewing. […]

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