Credit Score Tips

How to Write an Appeal Letter to Your Bank

Written by on September 18, 2012 in Credit Score Tips, Finances, Money Management Tips with 0 Comments

Q: My bank card was stolen, and the bank won’t reimburse the money that was stolen out of my account. How do I write an appeal letter? In My ATM Card Was Stolen – Will the Bank Reimburse My Money?, I described what happened to me and how I responded when my bank (TD Canada […]

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How to Fix a Credit Card Error – Visa or MasterCard Mistakes

How to Fix a Credit Card Error – Visa or MasterCard Mistakes

Written by on July 5, 2011 in Credit Card Tips, Credit Score Tips, Finances with 0 Comments

Knowing how to quickly repair a credit card error will protect you from credit fraud or even identity theft. These tips for fixing Visa or MasterCard mistakes are from a financial guru who’s “been there, done that.” I left my Visa at the SPCA three weeks ago, when I used it to buy my dog. […]

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How Do I Pay Off Credit Card Debt? 6 Ways to Get Out of Debt

How Do I Pay Off Credit Card Debt? 6 Ways to Get Out of Debt

Making a long-term plan for paying off your credit card debt is the first step to being debt free. The second is so basic, it’s embarrassing. Before the tips, a quip: ”There are plenty of ways to get ahead.  The first is so basic I’m almost embarrassed to say it: spend less than you earn.” ~ […]

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The Credit Repair Kit for Dummies

The Credit Repair Kit for Dummies

Written by on June 16, 2010 in Credit Score Tips, Debt & Debt Payment Tips with 1 Comment

You’re not alone if you need to improve your credit report or credit score! The Credit Repair Kit for Dummies is a book that is desperately needed by many people in debt. The good news is that using credit cards can improve your credit rating and help you get out of debt. These tips for managing credit […]

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How to Repair a Bad Credit Rating After Paying Credit Card Debt

How to Repair a Bad Credit Rating After Paying Credit Card Debt

If you’re debt free thanks to good financial planning (such as debt consolidation), you may now wonder how to repair your credit report. These tips for repairing a bad credit rating are based on a question from a reader who worked with a credit counseling service to pay off her debt… “Four years ago I turned […]

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Credit Card Fees – Best Ways to Save Money on Credit Cards

Credit Card Fees – Best Ways to Save Money on Credit Cards

Paying credit card fees is a waste of money! Learn the best ways to save money on credit cards such as Visa and American Express. Here are seven types of credit card fees and how to avoid them. “Studies show that people spend more when paying with a credit card than with cash, so they […]

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Overcoming Financial Ruin – 4 Ways to Succeed After Bankruptcy

Overcoming Financial Ruin – 4 Ways to Succeed After Bankruptcy

Financial bankruptcy doesn’t have to destroy your goal of financial security or even financial abundance! These four ways to overcome financial ruin are from prosperity advisor and author Paula Langguth Ryan; her tips will set you on the road to recovery and help you achieve your financial goals. “Bankruptcy is designed to give people a fresh start,” Ryan says. […]

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Bad Credit Report? How to Raise Your Credit Score

Bad Credit Report? How to Raise Your Credit Score

Written by on June 29, 2009 in Credit Score Tips, Debt & Debt Payment Tips, Finances with 10 Comments

Don’t fret if you got a bad credit report – change it! Here’s how to raise your credit score and stop it from destroying your applications for your credit cards, mortgage loans, and more. “Your credit score not only affects your interest rates on a mortgage or auto loan, but credit reports also might be viewed by […]

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How to Fix Mistakes on Your Credit Card Bill

How to Fix Mistakes on Your Credit Card Bill

Were you charged for an item on your Visa or MasterCard that you didn’t purchase? Here’s how to fix a mistake on your credit card bill and ensure you don’t have to pay for stuff you didn’t buy! “Always review credit card statements carefully,” says Ethan Ewing, president of Bills.com. “Be sure you recognize every […]

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Fixing Bad Credit Scores – 3 Tips for Rebuilding Your Credit

Fixing Bad Credit Scores – 3 Tips for Rebuilding Your Credit

Do want to fix your bad credit score? These tips for rebuilding your credit will help you cope with major debt; they’re from Chris Scully, financial expert and president of CarePlus Financial. Before his tips, a quip: “Debt is like any other trap, easy enough to get into, but hard enough to get out of.” – Henry […]

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