Jan 012013
 
When Your Wife Maxes the Credit Cards and Depletes Your Bank Account

What happens to a marriage when your wife almost bankrupts you? A husband describes how he survived financial infidelity in his marriage and offers tips for couples in similar situations. “The worst thing I ever survived was the financial infidelity of my wife, which to this day remains a life-changing experience,” says Ray. “When it

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Sep 182012
 
My ATM Card Was Stolen – Will the Bank Reimburse My Money?

Here’s what happened to me when my ATM bank card from TD Canada Trust was stolen. My bank almost didn’t reimburse my money – until I wrote an appeal letter, asking them to reconsider their decision. Q: If the thieves who stole my purse use my ATM (debit) card to access my TD Canada Trust

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Oct 222010
 
8 Ways to Pay Off Debt When You Have a Low Income

A commonly asked question for people who don’t make a lot of money is, “How do I pay off my debt when I have a low income?” The bad news is there is no easy way to pay off your financial debt when your earnings aren’t high. The good new is that it is possible!

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Aug 242010
 
How to Use Your Credit Cards Rewards Program for Realistic Rewards

Your credit card’s rewards program can be very beneficial – if you’re realistic about spending money! Here are several tips for using credit cards to your advantage, without going into credit card debt. “If you think rewards credit cards are an easy way to earn free stuff, do not open one,” says Ann Smarty, who

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Mar 152010
 
How to Repair a Bad Credit Rating After Paying Credit Card Debt

If you’re debt free thanks to good financial planning (such as debt consolidation), you may now wonder how to repair your credit report. These tips for repairing a bad credit rating are based on a question from a reader who worked with a credit counseling service to pay off her debt… “Four years ago I turned

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Dec 292009
 
How to Save More Money – 5 Tips for Creating Wealth

Learn how to save more money with these five easy tips for creating wealth. I’ve tried all the following ways to save money, and we’ll be debt and mortgage free in a couple of months! These tips for creating wealth are easy, effective, and virtually painless – especially when you get into the simple habit

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