Credit Card Tips

When Your Wife Maxes the Credit Cards and Depletes Your Bank Account

When Your Wife Maxes the Credit Cards and Depletes Your Bank Account

What happens to a marriage when your wife almost bankrupts you? A husband describes how he survived financial infidelity in his marriage and offers tips for couples in similar situations. “The worst thing I ever survived was the financial infidelity of my wife, which to this day remains a life-changing experience,” says Ray. “When it […]

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My ATM Card Was Stolen – Will the Bank Reimburse My Money?

Written by on September 18, 2012 in Credit Card Tips, Finances, Money Management Tips with 0 Comments

Q: If the thieves who stole my purse use my ATM (debit) card to access my TD Canada Trust checking or savings account, will the bank reimburse the stolen money? This actually happened to me: I was parked at Lynn Canyon Suspension Bridge in North Vancouver in August, and my purse was stolen from my […]

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7 Smart Ways to Get Rid of Credit Card Debt Forever

7 Smart Ways to Get Rid of Credit Card Debt Forever

Written by on September 25, 2011 in Credit Card Tips, Debt & Debt Payment Tips, Finances with 0 Comments

Tired of living under the burden of your monthly Visa or MasterCard bills? Put just ONE of these smart ways to get rid of credit card debt forever into action, and you’ll be halfway there. One of the most popular books about paying off debt on Amazon is Clark Howard’s Living Large in Lean Times: 250+ […]

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How to Fix a Credit Card Error – Visa or MasterCard Mistakes

How to Fix a Credit Card Error – Visa or MasterCard Mistakes

Written by on July 5, 2011 in Credit Card Tips, Credit Score Tips, Finances with 0 Comments

Knowing how to quickly repair a credit card error will protect you from credit fraud or even identity theft. These tips for fixing Visa or MasterCard mistakes are from a financial guru who’s “been there, done that.” I left my Visa at the SPCA three weeks ago, when I used it to buy my dog. […]

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8 Ways to Pay Off Debt When You Have a Low Income

8 Ways to Pay Off Debt When You Have a Low Income

A commonly asked question for people who don’t make a lot of money is, “How do I pay off my debt when I have a low income?” The bad news is there is no easy way to pay off your financial debt when your earnings aren’t high. The good new is that it is possible! […]

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How Do I Pay Off Credit Card Debt? 6 Ways to Get Out of Debt

How Do I Pay Off Credit Card Debt? 6 Ways to Get Out of Debt

Making a long-term plan for paying off your credit card debt is the first step to being debt free. The second is so basic, it’s embarrassing. Before the tips, a quip: ”There are plenty of ways to get ahead.  The first is so basic I’m almost embarrassed to say it: spend less than you earn.” ~ […]

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How to Use Your Credit Cards Rewards Program for Realistic Rewards

How to Use Your Credit Cards Rewards Program for Realistic Rewards

Your credit card’s rewards program can be very beneficial – if you’re realistic about spending money! Here are several tips for using credit cards to your advantage, without going into credit card debt. “If you think rewards credit cards are an easy way to earn free stuff, do not open one,” says Ann Smarty, who […]

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How to Repair a Bad Credit Rating After Paying Credit Card Debt

How to Repair a Bad Credit Rating After Paying Credit Card Debt

If you’re debt free thanks to good financial planning (such as debt consolidation), you may now wonder how to repair your credit report. These tips for repairing a bad credit rating are based on a question from a reader who worked with a credit counseling service to pay off her debt… “Four years ago I turned […]

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How to Save More Money – 5 Tips for Creating Wealth

How to Save More Money – 5 Tips for Creating Wealth

Learn how to save more money with these five easy tips for creating wealth. I’ve tried all the following ways to save money, and we’ll be debt and mortgage free in a couple of months! These tips for creating wealth are easy, effective, and virtually painless – especially when you get into the simple habit […]

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Credit Card Fees – Best Ways to Save Money on Credit Cards

Credit Card Fees – Best Ways to Save Money on Credit Cards

Paying credit card fees is a waste of money! Learn the best ways to save money on credit cards such as Visa and American Express. Here are seven types of credit card fees and how to avoid them. “Studies show that people spend more when paying with a credit card than with cash, so they […]

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