Comments on: 6 Ways to Avoid Major Student Loan Debt for College Students http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/ Got goals? Need a push in the right direction? You've come to the right place! Tue, 22 May 2012 22:32:14 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Hilary http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/comment-page-1/#comment-29789 Hilary Fri, 14 Oct 2011 19:07:41 +0000 http://theadventurouswriter.com/blog/?p=2435#comment-29789 Some college students would never go to school without getting a student loan! Student loan debt is inevitable for some of us, though it's good to have tips for avoiding excessive debt. Some college students would never go to school without getting a student loan! Student loan debt is inevitable for some of us, though it’s good to have tips for avoiding excessive debt.

]]> By: Laurie Pawlik-Kienlen http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/comment-page-1/#comment-26628 Laurie Pawlik-Kienlen Tue, 20 Sep 2011 17:44:38 +0000 http://theadventurouswriter.com/blog/?p=2435#comment-26628 Thanks for your tips on avoiding major student loan debt, Ed! I agree that taking money out of ATMs and paying the fees is a huge waste of money. Most banks offer free transactions if you have a certain amount of money in your bank account...but of course students don't have that much money... Thanks for your tips on avoiding major student loan debt, Ed! I agree that taking money out of ATMs and paying the fees is a huge waste of money. Most banks offer free transactions if you have a certain amount of money in your bank account…but of course students don’t have that much money…

]]> By: EdH http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/comment-page-1/#comment-26566 EdH Mon, 19 Sep 2011 02:15:46 +0000 http://theadventurouswriter.com/blog/?p=2435#comment-26566 There are also a lot of little things. Avoid ATM machines, unless they are no fee. Taking out $20 at a time with a $2 charge is murder. I know most students rarely use cash, but sometimes you need it. Also, be realistic about what you need versus what you want. Take full advantage of your meal plan, if you are staying at a dorm - most students leave balances on theirs. Make sure your bills are sent to the right address, so during break you won't miss any. Some bills still can't be sent electronically, so you still need to check the mail. There are also a lot of little things. Avoid ATM machines, unless they are no fee. Taking out $20 at a time with a $2 charge is murder. I know most students rarely use cash, but sometimes you need it. Also, be realistic about what you need versus what you want. Take full advantage of your meal plan, if you are staying at a dorm – most students leave balances on theirs. Make sure your bills are sent to the right address, so during break you won’t miss any. Some bills still can’t be sent electronically, so you still need to check the mail.

]]> By: Nico http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/comment-page-1/#comment-21189 Nico Sat, 28 May 2011 14:43:22 +0000 http://theadventurouswriter.com/blog/?p=2435#comment-21189 Good points! If you are a student, and especially if you are accumulating student loans, you should be disciplined and always stick to your budget, so you don't accumulate more debt. Good points! If you are a student, and especially if you are accumulating student loans, you should be disciplined and always stick to your budget, so you don’t accumulate more debt.

]]> By: Laurie Pawlik-Kienlen http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/comment-page-1/#comment-7573 Laurie Pawlik-Kienlen Thu, 12 Nov 2009 15:02:17 +0000 http://theadventurouswriter.com/blog/?p=2435#comment-7573 Thanks for your comment, Richard...unfortunately, student loans seem like those "necessary evils" for many college kids! But I've learned that some students spend their student loans on non-school stuff (electronic equipment, cars, tools, etc)....which doesn't make me feel as bad for them when they leave college and have to pay massive tuition debts. Thanks for your comment, Richard…unfortunately, student loans seem like those “necessary evils” for many college kids! But I’ve learned that some students spend their student loans on non-school stuff (electronic equipment, cars, tools, etc)….which doesn’t make me feel as bad for them when they leave college and have to pay massive tuition debts.

]]> By: Richard http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/comment-page-1/#comment-7545 Richard Tue, 10 Nov 2009 13:43:58 +0000 http://theadventurouswriter.com/blog/?p=2435#comment-7545 Every student should read this. Too often, kids exit college and are strapped with massive tuition debts. These suggestions will help them! Every student should read this. Too often, kids exit college and are strapped with massive tuition debts. These suggestions will help them!

]]> By: Laurie Pawlik-Kienlen http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/comment-page-1/#comment-6329 Laurie Pawlik-Kienlen Tue, 25 Aug 2009 03:50:04 +0000 http://theadventurouswriter.com/blog/?p=2435#comment-6329 Interesting idea...I hadn't thought about blood donation to make money to pay off a student loan, or earn extra money for college. Here in Canada, people volunteer to give their blood away...they don't get paid for it. People get paid for donating blood in the USA? And Janice, thanks for your comment. I'm glad your student loan was worth it! Interesting idea…I hadn’t thought about blood donation to make money to pay off a student loan, or earn extra money for college. Here in Canada, people volunteer to give their blood away…they don’t get paid for it. People get paid for donating blood in the USA?

And Janice, thanks for your comment. I’m glad your student loan was worth it!

]]> By: Give Blood Donation http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/comment-page-1/#comment-6328 Give Blood Donation Tue, 25 Aug 2009 03:42:51 +0000 http://theadventurouswriter.com/blog/?p=2435#comment-6328 Looking for a part time job? Why don't you try a blood donation. I think this is a very big help for college students who need extra money and can make up to $50/hour for blood donation. As we all know, blood bank shortages kill tons of people all the time and it is time to spread the word about blood donation and give blood, you will never know when YOU might need blood. This is really big help even it is just a part time or just once in while, the bottom line of this is to save lives. If you are thinking to be a blood donor and looking for specific blood banks and directory you can check it out at bloodbanker.com. Looking for a part time job? Why don’t you try a blood donation. I think this is a very big help for college students who need extra money and can make up to $50/hour for blood donation. As we all know, blood bank shortages kill tons of people all the time and it is time to spread the word about blood donation and give blood, you will never know when YOU might need blood. This is really big help even it is just a part time or just once in while, the bottom line of this is to save lives.

If you are thinking to be a blood donor and looking for specific blood banks and directory you can check it out at bloodbanker.com.

]]> By: janice http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/comment-page-1/#comment-6219 janice Thu, 20 Aug 2009 15:02:38 +0000 http://theadventurouswriter.com/blog/?p=2435#comment-6219 I'm still paying my student loan after 10 years, but it was worth it. I haven't made it a priority to pay it off faster than the normal payment schedule. I’m still paying my student loan after 10 years, but it was worth it. I haven’t made it a priority to pay it off faster than the normal payment schedule.

]]> By: Laurie Pawlik-Kienlen http://theadventurouswriter.com/blog/6-ways-to-avoid-major-student-loan-debt-for-college-students/comment-page-1/#comment-6218 Laurie Pawlik-Kienlen Thu, 20 Aug 2009 14:55:07 +0000 http://theadventurouswriter.com/blog/?p=2435#comment-6218 Hi Arsento, A student loan for college is an example of good debt! Some types of debt are actually investments in your future, which means they will earn you money in the long run. I've posted a couple of articles about "good debt versus bad debt" here on Quips & Tips. Here's the link to one: <a href="http://theadventurouswriter.com/blog/quipstipsachievinggoals/home/the-difference-between-good-debt-versus-bad-debt/" rel="nofollow">The Difference Between Good Debt and Bad Debt</a> Both my husband and I took out student loans to go to university. We both had our loans paid off within 2-4 years of graduation. Sure, it's a drag to have to take out a loan for college....but I think it's better to get a student loan and get your degree or diploma than to work for years to try to earn enough money to put yourself through college. Even though I had a loan, I also worked 2-3 shifts as a week as a waitress throughout university. My husband worked as a bartender. If you can get a job serving tables, the income from tips can be very high. I encourage you to think about keeping your student loan and going to college this year. Of course, I have no guarantees about your future! But, usually an education pays for itself in more ways than just financially. Good luck, Laurie Hi Arsento,

A student loan for college is an example of good debt! Some types of debt are actually investments in your future, which means they will earn you money in the long run. I’ve posted a couple of articles about “good debt versus bad debt” here on Quips & Tips. Here’s the link to one:

The Difference Between Good Debt and Bad Debt

Both my husband and I took out student loans to go to university. We both had our loans paid off within 2-4 years of graduation.

Sure, it’s a drag to have to take out a loan for college….but I think it’s better to get a student loan and get your degree or diploma than to work for years to try to earn enough money to put yourself through college.

Even though I had a loan, I also worked 2-3 shifts as a week as a waitress throughout university. My husband worked as a bartender. If you can get a job serving tables, the income from tips can be very high.

I encourage you to think about keeping your student loan and going to college this year. Of course, I have no guarantees about your future! But, usually an education pays for itself in more ways than just financially.

Good luck,
Laurie

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